Home ยป Current interest rates

Current interest rates

Banks

Institution

Product

Variable Floating

6 Months

1 Year

1.5 Years

2 years

3 Years

4 Years

5 Years

ANZ

Standard

4.59

4.60

3.94

4.29

4.59

4.84

5.25

5.54

Special LVR under 80%

4.00

3.34

3.69

3.99

4.24

Blueprint to Buid

1.83

ASB

Standard

4.45

3.99


3.49

3.89

4.15

4.39

4.75

4.99

Back My Build

2.04


Bank of Baroda

Standard

5.0

4.00

4.25

Bank of China

Standard

5.00

5.15

5.25

5.35

5.50

5.70

5.99

Special

3.69

3.45

3.19

3.39

3.59

3.99

4.39

4.69

BNZ

Special - Classic

3.89

3.49

3.89

4.15

4.39

4.79

4.79

TotalMoney

4.70

Std & Flybuys

4.70

4.49

4.09

4.49

4.75

4.99

5.39

5.39

China Construction Bank

Standard

5.00

4.50

4.50

4.50

4.40

4.30

4.95

4.95

Special

3.25

3.25

3.59

3.99

4.25

4.55

4.69

Co-Operative Bank

Owner Occupied

4.55

3.34

3.34

3.69

3.99

4.24

4.69

4.85


Standard

4.55

3.84

3.84

4.19

4.49

4.79

5.19

5.35

First Home Buyer Special

3.14

Heartland Bank

Residential

2.99

2.79

3.15

3.44

Reverse Mortgage

5.95

HSBC

Premier

4.59

3.69

3.29

3.59

3.84

4.19

4.49

4.69

ICBC

Standard

5.79

5.35

4.49

4.69

4.99

5.45

5.49

Special

4.15

2.99

2.89

3.19

3.29

3.49

3.89

4.09

Kiwibank

Standard

4.00

4.84

4.34

4.84

5.34

5.54

5.70

Special

3.99

3.49


3.99

4.49

4.69

4.85

Offset Mortgage

4.00

Kookmin

Standard

5.20

3.90

3.90

4.00

SBS

Residential

4.79

3.69

3.49

3.89

3.99

3.95

4.79

4.99

Special

3.19

2.99

3.39

3.49

3.45

4.29

4.49

First Home Combo

1.99

Construction Lending for FHB

1.99

Unwind reverse equity

5.85

TSB

Standard

5.34

4.09

4.09

4.44

4.79

4.94

5.04

5.24

Special LVR < 80%

4.54

3.29

3.29

3.64

3.94

4.14

4.24

4.44

Westpac

Standard

4.84

4.59

4.14

4.49

4.79

5.09

5.19

5.35

Special LVR < 80%

3.99

3.54

3.89

4.19

4.49

4.59

4.75

Choices Offset

4.84

Choices Everyday

4.94

Building societies

Instituation

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 Years

5 Years

Heretaunga

Residential

5.25

4.00

4.25

Nelson

Residential

4.95

2.99

3.24

Wairarapa

Residential

4.99

3.55

3.49

Credit unions

Institution

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 years

5 years

First CU

Special

5.85

3.25

3.75

Standard

5.85

3.75

4.25

NZ Firefighters CU

Residential

6.50

NZCU Auckland

5.95

NZCU Baywide

Residential

5.65

3.99

3.95

3.95

3.85

NZCU Central

Residential

5.65

3.99

3.95

3.85

NZCU South

Residential LVR 80%

5.65

3.99

3.95

3.95

3.85

Police CU

Membership criteria apply

4.09

3.45

Crown agencies

Institution

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 years

5 years

Kainga Ora - HNZ

Residential

4.43

2.88

3.28

3.59

4.22

Other non-bank lenders

Institution

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 years

5 years

Avanti Finance

Near Prime

3.95

Basecorp Finance

Prime from

5.49

Bluestone

Prime

3.74

3.54

3.89

4.09

4.19

4.29

CFML Loans

Standard

5.15

Hibernian

Standard

5.50

Home Equity

5.50

Liberty Financial

Residential

4.84


Mike Pero Mortgages

Residential

4.84.

Residential Investor <70% LVR

4.84

Paraloan

for people with physical disbalities

4.84

2.99

Pepper Money

Essential

3.29

Easy

3.89

Advantage

5.55

Resimac

Standard LVR <70%

3.39

4.24

4.96

5.19

5.26

5.39

Standard LVR <80%

3.49

4.24

4.96

5.19

5.26

5.39

Simplicity

Member Home Loan

2.25

Insurance companies

Institution

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 years

5 years

AIA

Standard Go

4.55

3.99

3.49

3.89

4.15

4.39

4.75

4.99

Back my Build

2.04

Mortgage trusts

Institution

Product

Variable floating

6 Months

1 Year

1.5 Years

2 Years

3 Years

4 years

5 years

First Mortgage Trust

Residential - from

5.99

Commercial/Rural - from

5.99

Midlands Mortgage Trust

Residential

6.25

Commerial

6.49

Rural

6.36